Allowing you to provide your pet with quality veterinarian health care is EZ Pet Check's primary goal. With EZ Pet Check, you can take your pet to any licensed veterinarian in the U.S. and receive top-quality veterinarian care, giving your loved one the life they deserve.

An EZ Pet Check Membership costs less than most insurance plans and handles all routine and long-term care. Unlike insurance, We only offer one complete plan that provides you full coverage without the need for add-ons or additional expenses. The only add-on we offer is the ability to include your Annual Out-of-Pocket Limit right into your Membership.

With EZ Pet Check, there are not a ton of stipulations. The entire process has been made as easy as possible for the Member. Your Membership Payment is automatically deducted using the Credit/Debit Card that you put on file. We have automated as much of the claims process as possible to allow you to receive fast and straightforward reimbursements.

Most of the time, the unexpected expenses that arise from Accidents & Illnesses determine the type or extent of care that a pet may receive. By having an EZ Pet Check Membership, you will be able to provide the care needed and be comfortable knowing that you can still pay your other household expenses.

EZ Pet Check is an insurance alternative that gives you peace of mind knowing that your fur-family has the coverage they need with
no Red Tape.
30 Day Waiting Period

To help prevent fraud, there is a 30 day waiting period for all new members who enroll. All claims filed after your 30 Day Waiting Period must be for care received after the waiting period ended.

$250 Annual Out-of-Pocket Limit

All Members have a $250 Annual Out-of-Pocket Limit. All Invoices must be submitted, and once the $250 is reached, your reimbursements will automatically begin. The $250 Annual Out-of-Pocket Limit is Per Membership Not Per Pet.

$10,000 Annual Maximum Reimbursement


All members can be reimbursed up to $10,000 total Per Year.


No Claim Limits


With EZ Pet Check, there are No Claim Limits. We trust that our Members know when their pet must go to the veterinarian, so we leave the decision to them without a limit.

Not all pet owners will experience an emergency with their pet, but 1 out of 3 pet owners will need Emergency Care throughout their pet's life. EZ Pet Check is a solution that gives you a Cost-Sharing network that covers your expected everyday veterinarian expenses and has your back when unexpected emergencies occur.

We know you want nothing but the best for your fur family. However, we also want to be smart about our finances. You don't want to have to decide between your pet's health care while worrying about whether or not you can afford their treatment.

The EZ Pet Check Network will provide you with everything you need to cover the
expected and the unexpected!
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Insurance companies are designed to help you during significant events and only provide primary coverage for general needs. Insurance companies often have enormous overhead expenses, thousands of employees and are trying to make as much profit as possible.

EZ Pet Check is a pet insurance alternative that works hard to keep our overhead low. We rely more on word of mouth than anything, allowing us to have an advertising budget that is only a small % of what insurance companies have.

Like insurance companies, our claims are reviewed for fraud and accuracy, but we don't have to tear them apart to make sure we are only paying out the minimum amount. There is only a small list of things that EZ Pet Check does not cover.

EZ Pet Check has built our network of over 25,000 Members with only one thing in mind, and that is that your pet is part of the family, and your family deserves the best care possible. Every month when Members make their payment, we pay our expenses and keep a small portion for continued growth. The rest is left to be dispursed to the Members through the claims they file. At the end of the month, the funds remaining for that month are invested, helping us earn more to use when large claims are filed, during natural disasters, or during illness outbreaks.

Expenses That The EZ Pet Check Network Does Not Cover:


  Dental Treatment That Is Medically Necessary Is Covered

  Boarding Is Covered For Hospitalization

Simple and Fast Reimbursements

As soon as the Claim has been processed, your reimbursement will be scheduled and sent. On average, Reimbursements are received within 5-7 Business Days.

Veterinarian Direct Pay

After 3 Months of Membership, all Members can qualify for Veterinarian Direct Pay. Veterinarian Direct Pay will pay your reimbursement directly to your veterinarian for costly procedures at the time of service.

*After 3 Months of Membership, You must apply for Veterinarian Direct Pay. EZ Pet Check will then set it up with your veterinarian. Not all veterinarians will participate. Other restrictions do apply. All Members will be sent details on Veterinarian Direct Pay once they qualify.
No Networks

As a Member of the EZ Pet Check Network, you can take your pet to any licensed Veterinarian in the U.S.; This allows you to choose the provider that you feel most comfortable with.

Easy Claims Processing

Members may submit claims online in their account, by email, fax or by mailing your claim in to be processed. Many Members start the claim online and then have the Veterinarian fax, or email the detailed Invoice for them after the visit is complete. Most claims are processed within 1 Business Day.
Pre-Existing Conditions Accepted

Pets with Pre-Existing Conditions are eligible for the EZ Pet Check Network. Claims for Pre-Existing Conditions are limited to a maximum lifetime reimbursement amount of $2,000.

No Medical Records Required For Enrollment

EZ Pet Check does not require Medical Records for enrollment. If it is determined after enrollment that a Medical Record is needed, it will be requested at that time.
75% Reimbursement

After your Annual Out-of-Pocket Limit is reached, you will automatically start receiving your reimbursement. The scheduled reimbursement is 75% based on the average cost of care in your geographical location.
Include Your Annual Out-of-Pocket Into Your Membership

For an additional Fee of $21/Month your $250 Annual Out-of-Pocket Limit can be included right into your Membership. By including it in your Membership you will start receiving your savings of up to 75% as soon as your 30 day waiting period is up.
Insurance is a great thing to have until it doesn't solve the problem that you have it for. When Hamburger Feuerkasse established the first official fire insurance company in the world in 1676, he had a vision of guaranteeing that life can be rebuilt after a disaster. Since then, the insurance industry has changed in many ways, and one of them is to be as profitable as possible.

EZ Pet Check looks past the profit margin and looks at your pet as part of our family. We operate with one goal in mind, and that is to provide you and your fur-family with the ability to seek care and not have to worry about financial stress.

Unfortunately, there are a few things that EZ Pet Check does not cover, but outside of that list, you know you will be covered, and you know how much will be covered. We are here for you and will always do everything possible to provide you with the best Nationwide Cost-Sharing Network.